Harel Midlife for the Family
A plan providing you personal protection in the event of an accident
Life has surprises and unexpected moments, some are happy, and some are less. Accidents happen
and they can change our life and create, new necessities and challenges we were not familiar with
until that time. Harel Midlife for the Family is an insurance plan that deals with these circumstances
and provides coverage for different medical conditions and other situations as a result of an accident.
The main coverage offered by Harel Midlife Family
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One-off compensation in the event of death
caused by an accident.
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One-off compensation in the event of disability
caused by an accident.
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One-off compensation in the event of fractures
and burns caused by an accident.
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One-off compensation in the event of long term
care caused by an accident.
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Coverage for hospitalization caused by an accident –
daily compensation from the third hospitalization
day and up to 26 hospitalization weeks in total.
15% discount for life for a family policy
For details contact the customer call center
:
2735
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Coverage for additional hospitalization services:
private nursing from the fifth day of hospitalization.
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Coverage for physiotherapy and/or alternative
medical treatments after an accident – up to
10 treatments.
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Coverage for an accident that occurred during
amateur sports activities even as part of sports
associations.
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For children – one-off compensation due to
absence from Magen and/or matriculation
examinations after an accident and participation
in psychological treatments after a serious event.
Family = Insured person + at least one adult. Does not include compensation for occupational disability.
The full and binding terms are the terms specified in the insurance policy in Hebrew. The insurance policy may
be reviewed in Harel internet website: www.harel-group.co.il joining is subject to underwriting by the Company.
Occupational disability
Daily compensation for occupational disability following an accident provides coverage in the event
an Insured person lost working capacity as a result of an accident. After a short waiting period the
Insured will be entitled to receive daily compensation in an amount and for a period specified in the
policy Schedule, as long as he suffers from this condition and until the end of the period, subject to
the age of joining the plan.
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Occupational definition: the Insured’s temporary incapacity, caused by an accident (at a rate of of
at least – 25%), to engage in the profession and/or occupation shortly before the occurrence of the
Insurance Event.
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incapacity higher than 50% shall be considered as full loss of working capacity.
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Compensation period:
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For an Insured person aged 21-54 on the insurance commencement date – 3 years.
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For an Insured person aged 55-59 on the insurance commencement date – 2 years.
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For an Insured person aged 60 on the insurance commencement date – one year.
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Unemployment: in the event the Insured person stopped working for a reason other than medical
reason for a period exceeding 90 days and an Insurance Event occurred, the Insured shall be entitled
to insurance benefits for a period of up to six months.
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Insurance period: until the Insured person is 67 age.
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Maximum entry age: 60.
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For your attention: for occupational disability coverage, an additional premium may be collected,
that varies according to the Insured’s occupation.
*may be purchased as extension to the “Harel Midlife Family” plan.
For details contact the customer call center:
2735
The full and binding terms are the terms specified in the insurance policy in Hebrew. The insurance policy may
be reviewed in Harel internet website: www.harel-group.co.il joining is subject to underwriting by the Company
.